With it on it adds impetus to planning. You need to manage your children/spouse and guide them in the direction you want them to go. You can tailor their skills/perks and train them. You start guiding them when they are infants, and periodically get a popup as they age asking you for direction in their "education". heads up they added a follow command into mount and blade bannerlord recently but I can't remember how to do it currently unfortunately. ^-- This. Coupled with a left mouseclick, it's either CTRL or ALT, can't remember. (Could also be Shift. :)) It was added in 1.5.4 I think, so should be in the patch notes.

Merchant Caravans only appear in Mount&Blade and Warband when the player accepts a certain quest from a guild master. The number of units they have are listed in dark blue. Their units consist of 1 Caravan Master and a random number of Caravan Guards. Every time you talk to the caravan, their face looks different, even if it is the lone caravan master you are speaking to. The quest demands

Mount And Blade 2: Bannerlord; Bannerlord tips: Our full beginner's guide Bannerlord difficulty: Which to choose Bannerlord mods: Caravan escort quests: Follow and protect a caravan as it
Wait until you lose them :^) But seriously, without any mods, caravans and workshops just aren't worth it most of the time. You permanently lose your workshops when your faction goes to war with the faction that owns the settlement, and caravans get raided so often that it's rare to see them live to a full year where they break even.
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22. Highest Skills. Polearm (180), One-Handed (180), Two-Handed (180) Traits. Honest, Daring. Svana is a noble of clan Vagiroving, a strong clan from the Sturgian kingdom. She is a young lady with daring and honest personality traits, the latter of which is very rare among the Calradian nobles.
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mount and blade 2 caravan guide